Insurance Agency DeLand FL

Proudly Serving DeLand & All Of Florida

Insurance needs
made easy

DeLand has a housing mix you don’t see everywhere. The historic neighborhoods near downtown and Stetson University have homes going back to the 1920s and 30s. Newer subdivisions fill in the outskirts. The coverage needs are different depending on which part of DeLand you’re in.

We’re an independent agency based in Winter Springs, serving homeowners across Volusia County, including DeLand. We shop multiple carriers to match your specific home with the right policy.

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Home Insurance
Auto Insurance
Condo Insurance
Commercial Insurance

We work with leading insurance companies in DeLand and throughout Florida

Manatee Insurance Exchange
Monarch Insurance
St. John's Insurance
Southern Oak Insurance Company
Cypress Insurance Company
Universal Property Insurance
Olympus Insurance
Foremost STAR
Slide Insurance
Foremost Insurance Group
Universal North America
Travelers Insurance
Manatee Insurance Exchange
Monarch Insurance
St. John's Insurance
Southern Oak Insurance Company
Cypress Insurance Company
Universal Property Insurance
Olympus Insurance
Foremost STAR
Slide Insurance
Foremost Insurance Group
Universal North America
Travelers Insurance

Real Help From a Local DeLand Insurance Agency You Can Trust

"Charles is phenomenal with his expertise in the insurance business. He is truly a genuine professional that cares about his clients and goes above and beyond to satisfy his clients needs! Highly recommend!"

Lianna D.

DeLand's housing mix calls for the right coverage match

The older homes near downtown DeLand have character, but they also have older electrical systems, original plumbing, and roofs that have been through a lot of Florida weather. Some carriers are comfortable writing policies on historic or older homes; others aren’t. We know who will and who won’t, and we’ll steer you toward the right fit instead of wasting your time on applications that won’t go anywhere.

For newer construction on the outskirts of DeLand, the picture is simpler, but one thing worth reviewing regardless of home age is your dwelling coverage limit. Construction costs have gone up significantly in recent years. A limit set at closing a few years ago may fall short of what it would actually cost to rebuild today.

If your property includes a detached garage, workshop, or other outbuildings, those structures need their own coverage consideration. Standard policies cover them to a percentage of your dwelling limit, but that percentage varies by carrier and may not be enough depending on what you have.

A young family playing in the front yard of their Florida home.

We make insurance easy for you

What To Expect From Us

Packard Insurance Group is your local, one-stop insurance partner. We speak your language. Instead of jargon, you’ll get straightforward explanations. We shop the top carriers so you can save money – many clients tell us we saved them hundreds on bundled home+auto policies. You just want a fair deal and coverage you can trust, and that’s exactly what we deliver.

  • Save More Money

    We compare dozens of insurers to keep cash in your pocket. Bundling your policies often unlocks extra discounts, so many families end up saving hundreds each year.

  • Understand Your Coverage

    Insurance talk shouldn’t sound like Greek. We explain everything in plain English, so you know exactly what you’re paying for. No confusing jargon or hidden surprises, just clear options.

  • Local, Friendly Support

    Pick up the phone and you’ll talk to a real person, not an endless menu. We live and work here, so you get local expertise and personal service from an agency that truly cares. 

Trusted by DeLand Families Since 2000

Why Choose Us
A smiling Florida family standing in front of their new home.

Helping local families protect their homes, cars, and futures for over 25 years.

5.0

5-Star Rated on Google
25+Years of Experience
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Ready to Get Started?

Getting the right insurance doesn’t have to be complicated. One quick call is all it takes to compare your options and get covered with confidence.

Frequently Asked Questions

Before you get started, here are a few common questions we help answer every day. If you don’t see your question here, just give us a call. We’re always happy to help.

Older homes can be trickier to place, but the right carrier makes a difference. The main factors are roof age, electrical, and plumbing. We’ll tell you what each carrier needs to see and who is most likely to write the policy at a fair rate, so you’re not chasing declines.

They’re covered under most homeowners policies, but typically to a set percentage of your dwelling coverage limit. Depending on what those structures are worth, that percentage may not be enough. We’ll review your policy and let you know if you need additional coverage for your outbuildings.

Just give us a call! We’ll walk you through a few quick questions and handle the rest.

We’ll review your current policies for free. Often we can find savings or improve your coverage.

Absolutely. We assist with claims and questions any time. You’re not on your own once the policy is in place.

We work with homeowners throughout Volusia County, including DeLand. Give us a call or request a quote online. No jargon, no pressure.