condo insurance
Made Easy
Protecting your condo shouldn’t feel complicated. We help you compare trusted carriers, understand your coverage, and choose a policy that truly fits your life and your budget — often saving condo owners hundreds per year.
Get Your Free Quotecondo insurance in Florida
Simple Process
Custom Coverage
Real Support
condo insurance That Protects What Matters Most
Your condo is a major investment, and your insurance should protect both your space and what’s inside it. Condo insurance helps cover your personal belongings, interior upgrades, liability, and more.
At Packard Insurance Group, we help condo owners across Central Florida find coverage that actually makes sense without confusing fine print or guesswork.
Understand what your policy really covers
Compare options from top-rated carriers
Choose protection that fits your condo and your budget
So you can stop worrying about the “what ifs” and feel confident about your coverage.
What We Help You Think Through
Every situation is different. When reviewing your condo insurance options, we help you consider:
- Your personal property and interior coverage needs
- Liability considerations inside and outside your unit
- How your unit is used (primary residence, seasonal, or rental)
Our role is to help you understand your options clearly so you can choose coverage that fits your needs with confidence.
Why condo owners Choose Packard Insurance Group
As an independent agency, we’re not tied to one carrier — we work for you, not the insurance company. You’re never treated like a policy number here. You get real help from a real local agency.
More About UsFree, no-obligation quotes
Local agency serving the state of Florida
Access to multiple top insurance carriers
Coverage explained in plain English
Ongoing support when you need it most
Our Process Makes Insurance Simple
We know finding the right insurance can feel confusing and time-consuming. Our process keeps things clear, quick, and focused on what you actually need.
How It WorksStep 1:
Share Your NeedsTell us about your home, car, renters situation, business, or life coverage goals. We’ll ask the right questions to understand your risks and budget.
Step 2:
Compare Your OptionsWe shop multiple trusted insurance carriers and compare coverage and pricing to find the best match for you.
Step 3:
Get Covered with ConfidenceWe walk you through your policy in plain language, help you choose your coverage, and stay available whenever you need support.
Trusted by Local Families Since 2000
Why Choose Us
Helping Florida families protect their homes, cars, and futures for over 25 years.
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Getting the right condo insurance is easier than you think. One quick phone call is all it takes to start comparing your best options.
condo insurance FAQs
Before choosing your condo insurance, here are a few common questions we help answer every day. If you don’t see your question here, just give us a call — we’re always happy to help.
Condo insurance is often required by your mortgage lender and sometimes by your HOA. Even when it’s not required, it’s strongly recommended to protect your personal belongings and liability.
Your coverage depends on your unit’s value, your belongings, HOA requirements, and personal risk. We’ll help you choose limits that protect you without overpaying.
Yes. If your condo is used as a short-term rental or investment property, a standard condo policy may not provide enough protection. We’ll help you choose coverage designed for rental use, guest liability, and income protection if a claim affects your ability to rent.