homeowners insurance
Made Easy
Protecting your home shouldn’t feel complicated. We help you compare trusted carriers, understand your coverage, and choose a policy that truly fits your life and your budget — often saving homeowners hundreds per year.
Get Your Free Quotehomeowners insurance in Florida
Simple Process
Custom Coverage
Real Support
homeowners insurance That Protects What Matters Most
Your home is one of the biggest investments you’ll ever make. The right homeowners insurance protects not just your house, but also your financial peace of mind.
At Packard Insurance Group, we help homeowners across Central Florida find coverage that actually makes sense without confusing fine print or guesswork.
Understand what your policy really covers
Compare options from top-rated carriers
Choose protection that fits your home and your budget
So you can stop worrying about the “what ifs” and feel confident about your coverage.
What We Help You Think Through
Every situation is different. When reviewing your homeowners insurance options, we help you consider:
- Lender, location, and Florida-specific considerations
- Your tolerance for unexpected repair or replacement costs
- How updates, renovations, or older features may affect your policy
Our role is to help you understand your options clearly so you can choose coverage that fits your needs with confidence.
Why homeowners Choose Packard Insurance Group
As an independent agency, we’re not tied to one carrier — we work for you, not the insurance company. You’re never treated like a policy number here. You get real help from a real local agency.
More About UsFree, no-obligation quotes
Local agency serving the state of Florida
Access to multiple top insurance carriers
Coverage explained in plain English
Ongoing support when you need it most
Our Process Makes Insurance Simple
We know finding the right insurance can feel confusing and time-consuming. Our process keeps things clear, quick, and focused on what you actually need.
How It WorksStep 1:
Share Your NeedsTell us about your home, car, renters situation, business, or life coverage goals. We’ll ask the right questions to understand your risks and budget.
Step 2:
Compare Your OptionsWe shop multiple trusted insurance carriers and compare coverage and pricing to find the best match for you.
Step 3:
Get Covered with ConfidenceWe walk you through your policy in plain language, help you choose your coverage, and stay available whenever you need support.
Trusted by Local Families Since 2000
Why Choose Us
Helping Florida families protect their homes, cars, and futures for over 25 years.
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Getting the right homeowners insurance is easier than you think. One quick phone call is all it takes to start comparing your best options.
homeowners insurance FAQs
Before choosing your homeowners insurance, here are a few common questions we help answer every day. If you don’t see your question here, just give us a call — we’re always happy to help.
Yes. You can switch carriers at any point, not just at renewal. We handle the transition for you so there are no coverage gaps.
Yes. Bundling home insurance and auto insurance often saves money. We’ll compare bundle options for you.
No. Flood insurance is not included and must be purchased separately. We’ll help you determine whether flood coverage makes sense for your location.
As soon as you’re under contract. Lenders require proof of insurance before closing, and shopping early helps avoid last-minute stress.